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5 Reasons Why You Should Get Insurance People often disregard the need for insurance but did you know that it’s something that should always be included in your monthly budgeting and expenses?Let’s first talk about the meaning of insurance. Investopedia defines insurance as a “contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against loss from an insurance company.” This means that you as the Insured will be able to get financial assistance from FPG Insurance should anything happen to you that is covered under your policy.But why do you need a policy to begin with? Well, here are 5 reasons: It lets you plan ahead Buying insurance allows you to worry less should anything unfortunate happen. The purpose of an insurance policy is to provide you with financial assistance in time of need provided it is under your coverage and will help you and your loved ones get back on your feet. It lessens your stress We all know how stressful unforeseen circumstances are. Nobody likes having their savings touched when something comes up. But with an insurance policy, your incurred expenses would be reimbursed by your policy’s schedule of benefits. It is compulsory Some countries require insurance. In the Philippines, the Land Transportation Office, or LTO, mandates all motor vehicle owners to have Compulsory Third-Party Liability (CTPL). CTPL provides the Insured cover from any liability against bodily injury and/or death to any third-party individual. It gives you peace of mind Worrying about the future can often lead to anxiety. Having insurance allows you to have peace of mind and enables you to look towards the future without having to think of the what-ifs. It leaves your legacy behind Anything can happen within a blink of an eye and while we don’t want anything unfortunate to happen, you can take comfort in knowing that you will be leaving your loved ones with financial aid to help them move forward with their lives. Insurance can be a daunting concept especially when the more technical terms get involved. So be sure to take the time to research and identify what it is you really need. As an insurance company, FPG Insurance offers non-life insurance products like Personal Accident Insurance, Home Insurance, Travel Insurance, and Motor Insurance that can provide you and your loved ones comprehensive cover.

FPG Business Operations Schedule starting June 15, 2020 As mentioned in our advisory last week, we have resumed operations of critical functions with a skeletal workforce in our select offices and branches. In addition to this, our RBG offices (with the exception of OMMA Makati) will likewise resume operations with a skeletal workforce starting June.